Increased Use Of PayLater For Online Shopping By 2022

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The use of PayLater for e-commerce in 2022 will increase compared to 2021.

PayLater usage in 2021 is only 28%, according to a survey conducted by Kredivo with the Katadata Insight Center (KIC). Then in 2022 it will increase by 38%.

A March 2022 survey of 3,500 respondents showed that PayLater is widely used among the 25-40 year olds, according to consumer payment behavior in e-commerce.

Then, PayLater is most widely used by men by 52% compared to women who only use 48%.

Adek M Reza, president of the Katadata Insight Center (KIC), said in a survey that the number one reason for using the PayLater platform is the flexibility of 70% installment payments.

Adek said on Thursday (5 February 2022):

Adek also explained that the trend of using PayLater and online shopping has increased in Tier 2 and 3 cities and regions.

“In 2020, the trend for level 2 online shopping will increase by 28%, then 30% in 2021. Then at level 3 there will be a 6% increase in 2021 compared to 5% in 2020,” said Adek.

Kredivo Indina Andamari, VP Marketing and Communications, said the trend of using PayLater and increasing online shopping at Level 2 and 3 are positive signs.

“This shows that digital penetration is increasingly inclusive in Tier 2 and 3 domains,” said India.

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